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With Valley Mortgage Financial LLC, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

    1. Complete Secure 1003 Application

  •         Formal Loan Application

    2. Call us at (602) 306-4444

  •         We will gladly take your application over the phone and assist you with any questions you may have.

    3. Download Application

  •         Download this FREE application now and simply mail it, fax it, or bring it to the office.

    4. Documents needed

  •         Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
  •         Names/addresses of employers for two years
  •         W-2s for two years
  •         One to two years of tax returns
  •         A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
  •         Bank statements for two to three months
  •         If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
  •         Proof of pension income, if applicable
  •         Social Security and Disability payments, if applicable
  •         Dividend earnings
  •         Bonuses
  •         Child support or alimony payments (optional for you to disclose)
  •         A copy of earnest money deposit
  •         Information on debts such as car loans, student loans and credit cards
  •         Security accounts (stocks, bonds, life insurance)